If no messages are displayed by ZC following a CyberSource transaction, it probably means that you environment is in test mode. Unfortunately, the test environment provided by CyberSource does not fully duplicate the production environment. The test transaction is not sent to the card issuing bank. CyberSource test server only verify that the required data fields are present.
In production mode, the CyberSource reasonCode 204 will translate into the following message displayed by ZC:
"There are insufficient funds in that card. Please try another card."
The message is displayed at the very top of the ZC returned page.
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