Re: Currency exchange rates are way off
You need to keep in mind that the rates quoted through the exchange services are "wholesale" rates and that you would have fees for doing actual exchanges. Probably better to have someone think they were paying a bit more and get surprised when it costs less in the end.
Please do not PM for support issues: a private solution doesn't benefit the community.
Be careful with unsolicited advice via email or PM - Make sure the person you are talking to is a reliable source.