Urgent help needed setting up PayPal Payments Pro (USA)

I’ve been tearing my hair out trying to get PayPal Payment Pro (USA) working on my site. PayPal’s customer support has been completely useless. I can get PayPal Express Checkout to work just fine on its own. When I turn on Payments Pro I get this error
Zen Cart message: 10713 [] Invalid Data - There's an error with this transaction. Please enter a country in the billing address.

Express Checkout Shortcut Button
The Express Checkout Shortcut button shows up on your shopping cart page to invite your customers to pay using PayPal without having to give all their address details on your site first before selecting shipping options.
It has been shown to increase sales and conversions when enabled.
Default: On
On
Off
Set Order Status
Set the status of orders paid with this payment module to this value.
Recommended: Processing[2]

Set Unpaid Order Status
Set the status of unpaid orders made with this payment module to this value.
Recommended: Pending[1]

Set Refund Order Status
Set the status of refunded orders to this value.
Recommended: Pending[1]

Express Checkout: Require Confirmed Address
Do you want to require that your (not-logged-in) customers use a *confirmed* address when choosing their shipping address in PayPal?
(this is ignored for logged-in customers)
Yes
No
Express Checkout: Select Cheapest Shipping Automatically
When customer returns from PayPal, do we want to automatically select the Cheapest shipping method and skip the shipping page? (making it more *express*)
Note: enabling this means the customer does *not* have easy access to select an alternate shipping method (without going back to the Checkout-Step-1 page)
Yes
No
Express Checkout: Skip Payment Page
If the customer is checking out with Express Checkout, do you want to skip the checkout payment page, making things more *express*?
(NOTE: The Payment Page will auto-display regardless of this setting if you have Coupons or Gift Certificates enabled in your store.)
Yes
No
Express Checkout: Automatic Account Creation
If a visitor is not an existing customer, a Zen Cart account is created for them. Would you like make it a permanent account and send them an email containing their login information?
NOTE: Permanent accounts are auto-created if the customer purchases downloads or gift certificates, regardless of this setting.
Yes
No
Payment Action
How do you want to obtain payment?
Default: Final Sale
Auth Only
Final Sale
Transaction Currency
Which currency should the order be sent to PayPal as?
NOTE: if an unsupported currency is sent to PayPal, it will be auto-converted to USD (or GBP if using UK account)
Default: Selected Currency
Selected Currency
Only USD
Store (Brand) Name at PayPal
The name of your store as it should appear on the PayPal login page. If blank, your store name will be used.

Allow eCheck?
Do you want to allow non-instant payments like eCheck/EFT/ELV?

Any
Instant Only

PayPal Page Style
The page-layout style you want customers to see when they visit the PayPal site. You can configure your Custom Page Styles in your PayPal Profile settings. This value is case-sensitive.


API Signature -- Username
The API Username from your PayPal API Signature settings under *API Access*. This value typically looks like an email address and is case-sensitive.
customerservice_api1.cherrypitcrafts.com

API Signature -- Password
The API Password from your PayPal API Signature settings under *API Access*. This value is a 16-character code and is case-sensitive.
***************

API Signature -- Signature Code
The API Signature from your PayPal API Signature settings under *API Access*. This value is a 56-character code, and is case-sensitive.
****************

PayPal Mode
Which PayPal API system should be used for processing?
Choices:
For choice #1, you need to supply API Settings above.
1. PayPal = Express Checkout with a regular PayPal account
or
for choices 2 & 3 you need to supply PAYFLOW settings, below (and have a Payflow account)
2. Payflow-UK = Website Payments Pro UK Payflow Edition
3. Payflow-US = Payflow Pro Gateway only

Payflow-US

Live or Sandbox
Live: Used to process Live transactions
Sandbox: For developers and testing

live
sandbox

Debug Mode
Would you like to enable debug mode? A complete detailed log of failed transactions will be emailed to the store owner.

Off
Alerts Only
Log File
Log and Email

PAYFLOW: Partner
Your Payflow Partner name linked to your Payflow account. This value is case-sensitive.
Typical values: PayPal or ZenCart
PayPal

PAYFLOW: Vendor
Your merchant login ID that you created when you registered for the Payflow Pro account. This value is case-sensitive.
PayPal

PAYFLOW: User
If you set up one or more additional users on the account, this value is the ID of the user authorized to process transactions. Otherwise it should be the same value as VENDOR. This value is case-sensitive.
CherryPitCrafts

PAYFLOW: Password
The 6- to 32-character password that you defined while registering for the account. This value is case-sensitive.
********


:please:

What are your settings for:

Admin -> Configuration -> My Store -> Country

Admin -> Modules -> Payment -> PayPal Express Checkout -> Payment Zone

Country is set to United States
PayPal Express payment zone is set to none

In your Express Checkout module, set "PayPal mode" to "PayPal", not "Payflow-US".
Similar in your Payments Pro module.

"Payments Pro" is not "Payflow".

When I set it up as PayPal and not Payflow I end up with this error

error message "15005 Processor Decline - This
transaction cannot be processed

"Processor Decline" means the customer's bank is rejecting the payment request, not PayPal.
See: http://www.zen-cart.com/showthread.p...t-be-processed