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Sorry Frank, reality is different to theory here.

It doesn't show the reference for the html emails, I am not sure why, but I send out text emails, so it does the job for me. I am sure someone...

I have now managed to get the emails to show the invoice number:
Change
languages/english/modules/payment/dirbanknz.php to

define('MODULE_PAYMENT_DIRBANKNZ_TEXT_EMAIL_FOOTER',
"Thanks for...

I have had partial success:
Change dirbanknz.php to:

define('MODULE_PAYMENT_DIRBANKNZ_TEXT_DESCRIPTION',
'<BR>You have chosen to pay by direct deposit, our bank account details will be...

Thanks for your comments Frank.

My original post was not completely clear about the checkout steps, and they have different names in different areas of the screen (I am using cherry zen, and...

Being in NZ, direct bank deposit accounts for about 50% of my sales, and have noticed two problems with it I would like some advice on before I just change it.
1/ There are no reference instructions...