Ok, now this just seems weird to me... and I can find lots of other trouble shooting for this module, just not for my problem.

On my checkout page for some reason direct debit won't show. I've got cheque/money order showing, although without the radio button, I assume coz it's the only option and if I activate credit card then they both have a button.

I'm sure that both files are in the right spots, deleted them and redid it just to be sure. It's configured like this -
Enable Direct Bank Deposit Module
True
Payment Zone
--none--
Sort order of display.
10
BSB Number
123-456
Bank Account No.
12345678
Bank Account Name
My Business Name
Swift Code.

Bank Name
My Banks Name
Set Order Status
default

Any ideas anyone??