Hi, I have the latest ZenCart shopping cart version and I just installed the USA ePay module from the contribution section. The store is www.gobibledownloads.com.

Every time I try to use a credit card it gives me the following error:

"Error Error reading from card processing gateway. - Your card has been declined. Please re-enter in your card information, try another card, or contact the store owner for assistance."

The transaction information is getting all the way to the USA ePay terminal, I can see the details in the virtual terminal:

Transaction Result
Transaction ID: 78482953
Type: Sale
Status: Error (Unable to verify card ID number.)
Auth Code: 133634
Avs Result: Address: Match & 5 Digit Zip: Match
CVV2 Result: No response from association
Error Code: 10116

Verified By VisaŽ Authentication
CAVV: - Not Sent -
ECI: - Not Sent -
Validated: - CAVV Not Sent -

Transaction Info
Date: 09/23/2008
Time: 03:35 PST
Invoice: 25
Order ID:
PO #:
Description: GoBible Downloads
Amount: 3.00
Tax: 0.00
Cardholder: (name erased)
Data Source: Card Not Present, Manually Keyed
Cardnumber:
xxxxxxxxxxxxxxxx (Visa) Unlock Card
Expiration: xxxx
AVS Street: (address erased)
AVS Zip: (zip erased)

Transaction Source
User: auto
Source: shopping cart
Server IP: 67.205.6.227
Client IP: 70.239.223.202

Billing Address
Customer ID:
First Name: (name erased)
Last Name: (name erased)
Company:
Street: (street erased)
Street 2:
City: Florissant
State: Missouri
Zip: 63033
Country: Un
Phone: (phone erased)
Email: (email erased)

Shipping Address
First Name:
Last Name:
Company:
Street:
Street 2:
City:
State:
Zip:
Country:
Phone: (phone erased)