Thanks for that Misty. I would, but I am making the site for a client and it would cost quite a bit more to use protx. I was looking into them a few days ago and also today. HSBC charge very little difference between having a merchant account with them (which my client does) and using their gateway too.

I had looked at the foamcow module but it seems that it needs a lot of adjusting to work for recent versions of zen cart / hsbc software?

Can anyone confirm if using the payment is actually a possibility? HSBC insisted it was (though not one of their list of 'official' carts) but I just don't know where to begin with these files they sent.

Alternatively, I know nothing really about oscommerce, but I know they are also free and they have a module to integrate hsbc payments. I'd rather not switch at this stage as I have spent so long over these last few weeks trying to learn zen cart - does any one know if it's possible to somehow pull your whole premade zen cart shopping cart into oscommerce in any kind of way that means little alteration has to be done to hav it look and function the same? Or would going down that route basically mean starting again from fresh with oscommerse?

THanks again Misty,

Stuart