Ok, I don't know what an FTP file is, but I know I've unzipped things before so I think I'll just try to download one and see.

Thanks for that example. Unfortunately, I don't think I like it as much as I did the one on the template list! LOL! The other ones that my husband liked are the Mostly Grey and the Rustic. I don't think the Rustic will be as clean as I would like. Having seen the site, is there another that you think would look better? OR with customizing, will that one look ok?!

I am SOOOO not a designer