Quote Originally Posted by kobra View Post
ZenCart provides 3 PayPal methods
PayPal IPN
PayPal express
PayPro Flow

With the last being the only one that requires one to open an account that needs to be paid for.
Actually there are 4:
PayPal Website Payments Standard (also known as PayPal IPN)
PayPal Express Checkout
PayPal Website Payments Pro
PayPal Payflow Pro

The last two require a paid monthly subscription fee, because they are used to collect credit card info directly on your site as any other CC gateway would.

As for "allowances", you'll need to clarify what information you've read, as it's unclear what exactly you're saying is allegedly changing at PayPal.