Accept order without payment?

[organelle67]

Can the Zen Cart shopping cart accept an order for me, and then let me key in (process) the customer's credit card number later on if I decide go ahead with the order?

Some orders may be deemed too risky, therefore I may not want the customer's card charged or authorized immediately at the same time of the shopping cart order.

I want to be able to simply capture the order from the shopping cart without payment...can Zen Cart do this?

PS..The question above isn't referring to PayPal, AlertPay, GoogleCheckOut, or Amazon Checkout orders....I'm talking about orders with an actual merchant account.

Thanks

[Vger]

The Manual Credit Card module does this, but has been removed from 1.3.9+ because collecting card data online and storing card details in the database on a Shared Server for later offline processing at the least violates the agreement with the card companies and at worse is a criminal offence in many countries.

With an Internet Merchant ID, as opposed to a normal Merchant ID, you can use a variety of 3rd party payment solutions which allow you to just "Capture" the card details. The card is checked in the normal way and a "shadow" for that amount is placed against the card (reserved) until a set period has expired or until you decide to actually proceed with the order (within that 'reserved' period).

In the UK the most obvious 3rd party payment solution provider who provides "Capture" would be Sage Pay Direct.

Vger

[organelle67]

The Manual Credit Card module does this, but has been removed from 1.3.9+ because collecting card data online and storing card details in the database on a Shared Server for later offline processing at the least violates the agreement with the card companies and at worse is a criminal offence in many countries.

With an Internet Merchant ID, as opposed to a normal Merchant ID, you can use a variety of 3rd party payment solutions which allow you to just "Capture" the card details. The card is checked in the normal way and a "shadow" for that amount is placed against the card (reserved) until a set period has expired or until you decide to actually proceed with the order (within that 'reserved' period).

In the UK the most obvious 3rd party payment solution provider who provides "Capture" would be Sage Pay Direct.

Vger

Thanks Vger,

Unfortunately I don't think the 3rd party processors (paypal web standard, amazon, google, alertpay) that we use here in the states offer that "capture" that you are talking about.

At least, not that I know. If someone can correct me on that, please do.

Also didn't know there was a difference between "Internet Merchant ID" and "Merchant Id"...can you explain?

[Vger]

A Merchant ID allows you to take payments in a Bricks-n-Mortar shop with an EPOS terminal or the old-fashioned card machine where you put the card in, put a signed transaction slip in, and pull the bar across. These are called "Customer Present" transactions.

An Internet Merchant ID allows you to take payments online. These are "Customer Not Present" transactions. You don't need this if you use the Standard Pay Pal module (IPN).

Vger

[organelle67]

A Merchant ID allows you to take payments in a Bricks-n-Mortar shop with an EPOS terminal or the old-fashioned card machine where you put the card in, put a signed transaction slip in, and pull the bar across. These are called "Customer Present" transactions.

An Internet Merchant ID allows you to take payments online. These are "Customer Not Present" transactions. You don't need this if you use the Standard Pay Pal module (IPN).

Vger

"With an Internet Merchant ID, you can use a variety of 3rd party payment solutions which allow you to just "Capture" the card details"


OK...how can you use PayPal to just "capture" the order and not charge the customer the full amount until time of shipment? Thanks for the info so far...but can you tell me HOW to simply "capture" the order with PayPal or the other 3rd party processors?

[Vger]

I didn't say you could use "Capture" with the Standard Pay Pal module. Where you use a payment processor which allows for Capture what happens is that the card is checked in the normal way and a "Shadow" is placed against the card for that amount for a set period of time - often 30 days. What this means is that that amount of money is not taken but is reserved for you for that period of time. If you then want to take the money you complete a further step to authorise taking the payment and the "Shadow" becomes a payment. If you don't do that then the Shadow lapses at the end of the period.

Vger