Can the Zen Cart shopping cart accept an order for me, and then let me key in (process) the customer's credit card number later on if I decide go ahead with the order?

Some orders may be deemed too risky, therefore I may not want the customer's card charged or authorized immediately at the same time of the shopping cart order.

I want to be able to simply capture the order from the shopping cart without payment...can Zen Cart do this?

PS..The question above isn't referring to PayPal, AlertPay, GoogleCheckOut, or Amazon Checkout orders....I'm talking about orders with an actual merchant account.

Thanks