I have installed the quickbooks payment module "quickbooks_merchant_services 1.9A
I am getting an error :
"An error has occurred within our system while trying to process your credit card. Please try this transaction again. If the problem persists, please email [email protected] to place your order."

Have tired both testing and live phase with test cards and real.

Using a private ssl certificate for this site only.

config for module listed below with security mods for site owners privacy.

Enable Quickbooks Merchant Service Module
True

Hosted or Desktop
Hosted

App ID
2051xxxx (real; id is in place)

Application Login
qbdirect.mysite.com

Connection Ticket
TGT-1111111111111111 (real number is entered)

SSL Certificate
/ssl/certs/

Testing
False

Verify Credit Card with CVV2
False

Sort order of display.
0

Payment Zone
Minnesota

Set Order Status
default

IP Address
205.000.000.000

any direction where I might have missed a step will be greatly appreciated.

thanks
rich