I just installed this to my test site using the method I described, and three new payment options appeared in Admin - Modules - Payment : Direct Bank Deposit AUS, NZ and USA.
If they aren't there in your admin, you've probably dropped the 'includes' folder from the mod in the wrong place. The right place is the root directory of your store (the same level that contains the folders named cache, docs, download, editors, etc.).
I have no idea about your Contact Us page. A link to your site might help.


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