A few questions about Direct Bank Deposit Module

[customeyes]

Hi, I'm new to Zen Cart and e-commerce and was wondering about getting payments on my website sent directly to my bank account. I saw the Direct Bank Deposit Module and was wondering if I still need a payment gateway for this to work? Also I have an checking account I just opened at Chase and wasn't sure if I would be able to use this account for the direct bank deposit module. My Chase account charges $15 per wire transfer so I was trying to figure out if Chase would charge me for each transaction if I were to get money sent directly to my account.
If I do need a payment gateway, do any of you guys have any recommendations about which one is the best, and has the most reasonable prices. Also do I need a merchant bank account or will the bank account I opened be fine. I just got out of high school, so I don't want to open up a bunch of bank accounts if I don't need to or be charged large amounts if my online business doesn't take off. Thanks

[dbltoe]

These things are generally discussed in the support thread for the module. In this case, take a look at http://www.zen-cart.com/showthread.p...t+bank+deposit

[customeyes]

Thanks I"m going to look at it right now