I usually ship by USPS Priority mail. I would like the Shipping Estimator to include with the total cost of shipping, the appropriate amount based on order value from the shipping insurance module. As Example if a one pound package would come to $8.95, and the Value of the order is less than $50 and the insurance would be $2.35, I would like the Shipping Estimator to include the insurance fee showing the total being $11.30, instead of $8.95. Is there a way to get the Shipping Estimator to include the insurance cost?