Well, having finally got to the RIGHT way for the files FTP etc., and this time no problem with uploading...
I have this on the front page of the site :www.kmegd.com/kmegd - see attached screenshot.

Also, the website URL should be: www.kmegd.com

What have I missed out?
If I go into the old admin, it still is 1.3.9h....
What should I do next?

Someone please help!

Though I say it myself, so far so good, but not at the end of the road yet.
Looking forward to some advice/help.

Thanks in advance.