I wouldn't even know where to begin with that, probably paying a dev to create something and having a few people throw in on the cost would be the best way to go.
J.J. Meddaugh
http://www.atguys.com
Probably not so difficult, one just has to trigger the API correctly.
Details here plus some sample code.
Seems it is even simpler for a PHP programmer to implement card payments with 3d secure.
You can download a generic Stipe PHP server solution and there is a youtube video here giving step by step instructions on how to customize it.