Could you go to Modules ... Shipping ... and click on United Parcel Service XML upsxml and cut & paste the settings in the right hand panel to your next post?
So far, providing the order is over $100.00 I have Insurance added to the shipping cost ...
I just do a quick test of the shipping with an order over $100.00 with the setting:
Set to false ... then try the same quote with the setting set to true to see the difference ... and it seems to work fine ...Enable Insurance
Do you want to insure packages shipped by UPS?
True
False


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