I didn't explain myself very well. I'm talking about when I go to:

HTTP://mysite/zencart/admin/index.php. On this screen I choose Modules, Payment
and Linkpoint is showing up waiting for my to install on the right hand side of the screen. In there, it ask for the PEM number. I just want to be sure I'm inserting it correctly. I opened the file xxxxxxx.pem and the file begans with ----------BEGIN RSA PRIVATE KEY-----then a bunch of mumbers. I copied this file and dropped it into the space where it ask for "INSERT LINKPOINT/YOUR PAY MERCHANT ID" Just wanted to be sure this was done correctly becuase I still can't connect to linkpoint.

When installing the linkpoint download, i did upload the pem exactly as it was in the download to /includes/modules/payment/linkpoint_api/xxxxx.pem