Hi BaldNow,

Do these few Products all require the same insurance and shipping charges or are they different for each and for each destination?

You could set up an option name "Shipping and Insurance" with multiple values and and require at least the minimum but give them higher options.

Could you add the additional shipping and insurance into the base price, and make a note in the description that it is already included in the price.

There is also an Insurance module out there, you can do a search for. I don't know how it works but it may help.

Good Luck