Is the PayPal IPN payment module installed? At the moment the NoChex module needs the PayPal IPN module to be installed, it doesn't have to be enabled though.
The site in your signature isn't a Zen Cart site so I'm assuming you're developing a new site on a test system?
You should also check that nochex_apc_handler.php is in the top directory of your store and is accessible from the outside world. Your webserver will need to be able to make outbound HTTPS connections as well.
If you are using any of the pretty URL mods then try disabling them.
Hope that helps.
Regards,
Christian.



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