After all day of reading and trying, I am obviously missing something...........any help is greatly appreciated !

Problem:

1. zip file does not show up in Download Manager
2. When testing with CC payment in test mode, does not take me to download.
=====================================================
Version: Zen Cart 1.3.7
Server: Linux
/pub set to 777
.htaccess file in download folder reads:
#prevent directory browsing -- for security
IndexIgnore */*

AuthType Basic
AuthName "No access"
AuthUserFile .htnopasswd
AuthGroupFile /dev/null
Require valid-user
========================================================
Attribute Settings

Enable Downloads true
Download by Redirect true
Download by streaming false
Download Expiration (Number of Days) 1
Number of Downloads Allowed - Per Product 1
Downloads Controller Update Status Value 4
Downloads Controller Order Status Value >= lower value 2
Downloads Controller Order Status Value <= upper value 4
Enable Price Factor true
Enable Qty Price Discount true
Enable Attribute Images true
Enable Text Pricing by word or letter true
Text Pricing - Spaces are Free 1
Read Only option type - Ignore for Add to Cart 1
--------------------------------------------------------------------------------------
Attributes
Option Name: Download
Option Value: Zip File

Zip file uploaded to Download folder: 21CakePincushion.zip

Attributes for this product are set as Download and Zip File
Downloadable products: Filename: 21CakePincushion.zip
======================================================
Product listing info:

Product Type: Product-Free Shipping

Product is Free: No
Product is Call for Price: No
Product Priced by Attributes: No

Product is Virtual: No, Shipping Address Required

Always Free Shipping: Yes, Always Free Shipping
(Warning: Yes makes the product - Free Shipping, Shipping Address Required
Free Shipping Module is required when all products in the order are Always Free Shipping Products)

Products Quantity Box Shows: No, Do not show Quantity Box
(Warning: Does not show Quantity Box, Default to Qty 1)

Products Shipping Weight: 0
====================================================
URL: http://www.shabbychiccottage.com/ind...roducts_id=452

TIA
Shirley