Hi there!

I run an unusual type of business in that I have a website and go to selling shows. I just started using PayPal Virtual Terminal this month and here are my thoughts...

It has nothing to do with increased sales on the website since those payments are still automatically handled through the PayPal web site interface.

My sales have increased about 20% at shows due to being able to let customers pay even when their cash has already run out.

I have had no refusal of charges so far so no comments regarding how PayPal handles that. (Keeping fingers and toes crossed that it never happens).