Quote Originally Posted by Gkrynen View Post
Since you will already have a PayPal account you can use the Express Checkout or PayPal IPN to do the online transactions. It is automated and the card is checked for primary security instantly through banking networks.

You can also use the credit card module and then manually do it but then you have no idea if the card is good or not until it is entered (that is the adrenaline rush part) plus it is extra work that you can avoid doing and let the automated system do it for you.
Yes, however because paypal payments pro doesn't yet work on Zen, I wanted a way to keep the customer on my site, IPN puts a lot of people off because of leaving the site etc...virtual terminal seems to provide me with a way of keeping the customer on my site.

You're right about not knowing if the card will be authorised or not but I wouldn't charge the card until I was about to pack it.
Pete