RTW -
I had both those errors appear when I created a simple e-commerce for a client. I called Merchant Services and they did something that made both the errors go away.

As I was only a "hired gun" for them, I couldn't log into the actual VM account. But, those errors are a good sign.

I do have a working account and might be able to test for you. I'll have to contact my client since it really isn't mine.

I will reply further on Monday.