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  1. #1
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    Default Interac Online Payment System

    Interac Online is a new payment option for Canadian merchants that sends a customer directly to his/her bank's online banking page. After the online purchase, all the details of the purchase are transferred to the customer's bank and the customer can then approve the transfer of funds from his/her bank account for direct deposit into the merchant's bank account. It basically works similar to a debit card. No credit cards are involved.

    This is a different system than the Certapay system. Certapay allows people to email payments to someone else. Interac Online is done through a bank online banking systems.

    I would like to have this as a payment option on my Zen Cart site in addition to the usual CC, PayPal, money order options. Does anyone know how this can be done, or can anyone develop a mod for this? I am not proficient enough to do this myself, so I would appreciate any help from anyone.

    This would be a great mod for all Canadian Zen Cart users since it would provide customers with another payment option. It would be an attractive payment option for those without a credit card, or for those who prefer not to use their card online. There is no risk for the customer to use this system so it may help to increase sales for Canadian merchants.

    Thanks

  2. #2
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    Default Re: Interac Online Payment System

    There will be Interac services available soon.
    Please do not PM for support issues: a private solution doesn't benefit the community.

    Be careful with unsolicited advice via email or PM - Make sure the person you are talking to is a reliable source.

  3. #3
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    Default Re: Interac Online Payment System

    Quote Originally Posted by Kim View Post
    There will be Interac services available soon.

    Hi Kim,
    Thanks for the quick reply. Is there any timeline for that? Is there a mod being developed for that now?

    Thanks

  4. #4
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    Default Re: Interac Online Payment System

    Which bank do you have your merchant account set up with?
    Which gateway service do you currently use?
    .

    Zen Cart - putting the dream of business ownership within reach of anyone!
    Donate to: DrByte directly or to the Zen Cart team as a whole

    Remember: Any code suggestions you see here are merely suggestions. You assume full responsibility for your use of any such suggestions, including any impact ANY alterations you make to your site may have on your PCI compliance.
    Furthermore, any advice you see here about PCI matters is merely an opinion, and should not be relied upon as "official". Official PCI information should be obtained from the PCI Security Council directly or from one of their authorized Assessors.

  5. #5
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    Default Re: Interac Online Payment System

    Quote Originally Posted by DrByte View Post
    Which bank do you have your merchant account set up with?
    Which gateway service do you currently use?
    I am currently in the process of setting my merchant account and gateway. I will either be going with Moneris or InternetSecure.

  6. #6
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    Default Re: Interac Online Payment System

    I'm working on interac support for the Beanstream gateway. Is that something you'd consider using? beanstream.com
    .

    Zen Cart - putting the dream of business ownership within reach of anyone!
    Donate to: DrByte directly or to the Zen Cart team as a whole

    Remember: Any code suggestions you see here are merely suggestions. You assume full responsibility for your use of any such suggestions, including any impact ANY alterations you make to your site may have on your PCI compliance.
    Furthermore, any advice you see here about PCI matters is merely an opinion, and should not be relied upon as "official". Official PCI information should be obtained from the PCI Security Council directly or from one of their authorized Assessors.

  7. #7
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    Default Re: Interac Online Payment System

    Quote Originally Posted by DrByte View Post
    I'm working on interac support for the Beanstream gateway. Is that something you'd consider using? beanstream.com
    I may be interested in using Beanstream. I was leaning towards Moneris, but I have not decided fully yet.

    How long until you have the Beanstream mod finished?

  8. #8
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    Default Re: Interac Online Payment System

    I was hoping to find a couple people to help cover some development costs. I anticipate being able to complete it within the next couple weeks, depending on sponsors. The sooner I have sponsors, the sooner it'll be completed
    .

    Zen Cart - putting the dream of business ownership within reach of anyone!
    Donate to: DrByte directly or to the Zen Cart team as a whole

    Remember: Any code suggestions you see here are merely suggestions. You assume full responsibility for your use of any such suggestions, including any impact ANY alterations you make to your site may have on your PCI compliance.
    Furthermore, any advice you see here about PCI matters is merely an opinion, and should not be relied upon as "official". Official PCI information should be obtained from the PCI Security Council directly or from one of their authorized Assessors.

  9. #9
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    Default Re: Interac Online Payment System

    Hi Dr. Byte,
    Are you working on the whole Beanstream mod or just adding Interac Online to it. I read in the forum that the Beanstream mod had bugs in it. Will it be fully operational for both Interac and CC acceptance when you are done?

    Will your mod let customers stay on the website during the payment proccess or will it direct them to a hosted page?

    Thanks

  10. #10
    Join Date
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    Default Re: Interac Online Payment System

    Quote Originally Posted by toboldlygo View Post
    Hi Dr. Byte,
    Are you working on the whole Beanstream mod or just adding Interac Online to it. I read in the forum that the Beanstream mod had bugs in it. Will it be fully operational for both Interac and CC acceptance when you are done?

    Will your mod let customers stay on the website during the payment proccess or will it direct them to a hosted page?
    With the right sponsorship it will be a fully functional module. CC, interac, stay on website to do payment. A rewrite from the ground up.
    .

    Zen Cart - putting the dream of business ownership within reach of anyone!
    Donate to: DrByte directly or to the Zen Cart team as a whole

    Remember: Any code suggestions you see here are merely suggestions. You assume full responsibility for your use of any such suggestions, including any impact ANY alterations you make to your site may have on your PCI compliance.
    Furthermore, any advice you see here about PCI matters is merely an opinion, and should not be relied upon as "official". Official PCI information should be obtained from the PCI Security Council directly or from one of their authorized Assessors.

 

 
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