No, let me explain. Apparently I made it confusing.
The free download works. It completes the order and takes me to the download (success) page.
The paid-for download however declines the credit card payment every time.
Here are the settings I have:
Under Product
Product is Free: No
Product is Call for Price: No
Product Priced by Attributes: No
Product is Virtual: No, Shipping Address Required
Always Free Shipping: No, Normal Shipping Rules
Products Quantity Box Shows: No, Do not show Quantity Box
Under Attributes Controller
Option name: Download
Option Value: Zip File
I don't know what I'm missing to make this work. Thanks for your help
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