In theory, can't we use the Zencart integration to Paypal as a virtual terminal?

[dgent]

In theory, can't we use the Zencart integration to Paypal as a virtual terminal?. For instance, say a customer rings me to place an order by phone, and gives me all their card details, address email etc....I could use an internal Zencart customer account, go through the order process on my site as a customer (or if its an odd amount, make up a new product to that value for that specific sale), and when it gets to the Paypal payment page, enter the real customers details, card numbers etc and take the payment.....just like a virtual terminal, but with no monthly fee's, and no risk of Paypals current 'revolving credit' where they can hold up to 50% of your money..

Can anyone see any issues with this? You have the customers consent, and its no different to them doing it themselves.

[Kenichi]

Im not sure if its legal, but yes you "can".

[schoolboy]

You will probably be in violation of your PayPal user terms and conditions here.

There are very specific rules relating to what are known as "CNP" transactions (Customer Not Present), and the manner is which these are transacted.