The axe is falling
On 31 December 2020, enforcement of the European regulatory requirement called Strong Customer Authentication (SCA) will introduce two-factor authentication requirements for many online payments in Europe. Unfortunately, payments that are not authenticated will be declined by your customers’ banks.
Although Switzerland is outside of the European Economic Area (EEA), all Swiss merchants will need to meet SCA requirements if they accept payments from EEA cardholders. This is because Switzerland’s acquirer is located within the EEA.
There is a new Stripe payment module for oscommerce. How big a job is adapting OSC plugins for Zen Cart?
Maybe worth asking Stripe themselves if they will do the update, probably depends on how much money they will lose if all their zen cart customers disappear at the end of the year.
No news on Strong Customer Authentication (SCA)?
I am testing myPOS which is SCA compliant and very easy and simple to install.
It claims to be ZC 157 compliant but I get some problems including a "PHP deprecated" message which I have sent to myPOS support. They did answer very quickly about a couple of my teething problems.
myPOS say they fixed the problems with their plugin last Thursday but the new version has not yet shown up in the zen cart plugins and they will not give me a pre-release version for testing. Pity because generally it looks good but I cannot release it on my commercial site yet because it does not revert to my site correctly.
I do offer PayPal but some people do not like it so it will be good to offer an alternative.
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Many thanks, I so informed them.
Thursday of a week ago they wrote "Yes, seems the redirect is now working as expected, you can download the new plugin with the fix because of the warning of the deprecated method on Friday and let us know if the redirects are working correctly after."
Today they wrote "We will update you once it [updated plugin] is uploaded".
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