Page 1 of 4 123 ... LastLast
Results 1 to 10 of 40
  1. #1
    Join Date
    Sep 2006
    Posts
    163
    Plugin Contributions
    1

    Default The end of Zen Cart in Europe? SCA kills payments

    Unless you are able to use PayPal (which proves unreliable for high volume sites) there doesn't seem to be any payment methods that are SCA compliant. Officially, that's not required until 14th March, but increasing numbers of card payments are being declined, seemingly due to lack of SCA.

    This seems amazing, and I have to wonder whether Zen Cart has any future if such a major shortcoming can be ignored like this.

  2. #2
    Join Date
    Mar 2008
    Location
    Belgium
    Posts
    115
    Plugin Contributions
    6

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Quote Originally Posted by hairydog View Post
    Unless you are able to use PayPal (which proves unreliable for high volume sites) there doesn't seem to be any payment methods that are SCA compliant. Officially, that's not required until 14th March, but increasing numbers of card payments are being declined, seemingly due to lack of SCA.

    This seems amazing, and I have to wonder whether Zen Cart has any future if such a major shortcoming can be ignored like this.


    I'm using PayPal. So does my hosting provider and many other bigger companies. They even give better percentages when your volume is bigger. Perhaps they're no so easy for businesses which fail to provide the necessary permits. I don't know as our is verified by them ... and the tax department.
    Debit bank card, local services like iDeal (NL), Banksys (BE) etc. go though PayNL

    I'm even using them under no service, no pay conditions as they only deduct a fee per payment.

    I don't have any benefit from this but this is the site of the latter: https://www.pay.nl/en/packages/pioneer
    Their plugin on GitHub works for all ZC 1.5.X and I'm using it on ZC 1.5.7c under PHP 7.4
    The free package is available for businesses in Belgium, France, Germany, Italy, Luxembourg, The Netherlands and Spain. Other countries have to take at least the Business pack which costs € 50 per month.
    "Excessive use" for the free package is more than 100 calls per 60 seconds. (starts dreaming of an office at a tropical beach)
    Again no registered business, no service.

  3. #3
    Join Date
    Sep 2006
    Posts
    163
    Plugin Contributions
    1

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    The problem with PayPal is technical. A small percentage of payments time out. It was worse early in the pandemic, but it never went away. The sites I'm talking about have a high turnover and got an extremely good rate from PayPal, but they were losing sales due to the timeouts.
    These are UK based stores, selling in pounds sterling. Typically between £80 and £2,000 per order.

  4. #4
    Join Date
    Aug 2007
    Location
    Gijón, Asturias, Spain
    Posts
    2,392
    Plugin Contributions
    29

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    As far as I see it,
    customer chooses a payment method,
    confirms order,
    gets redirected to a SCA-compliant payment gateway,
    pays/gives a blood sample or whatever the bank demands,
    gateway tells ZC about it,
    order is registered.

    I don't see the problem for Zen Cart, or am I missing something?
    Steve
    github.com/torvista: Spanish Language Pack, Google reCaptcha, Structured Data, Multiple Copy-Move-Delete, Image Checker, BackupMySQL Admin/Auto, Product Listing Sorter...

  5. #5
    Join Date
    Apr 2009
    Posts
    358
    Plugin Contributions
    2

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    You can use Square as long as you add the fix https://www.zen-cart.com/showthread....77#post1381277

    Would be really useful to get this added to the core.
    Mark Brittain
    http:\\innerlightcrystals.co.uk\sales\

  6. #6
    Join Date
    Feb 2006
    Location
    Tampa Bay, Florida
    Posts
    8,649
    Plugin Contributions
    117

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Mark, the Square fix you linked to is no longer available - would you be able to PR the fix or make a new zip available?
    That Software Guy. My Store: Zen Cart Modifications
    Available for hire - See my ad in Services
    Plugin Moderator, Documentation Curator, Chief Cook and Bottle-Washer.
    Do you benefit from Zen Cart? Then please support the project.

  7. #7
    Join Date
    Mar 2008
    Location
    Belgium
    Posts
    115
    Plugin Contributions
    6

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Time out?
    • They changed their mind
    • Balance problems
    • Tried a "found" CC
    • Human hack research

  8. #8
    Join Date
    Apr 2009
    Posts
    358
    Plugin Contributions
    2

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Quote Originally Posted by brittainmark View Post
    You can use Square as long as you add the fix https://www.zen-cart.com/showthread....77#post1381277

    Would be really useful to get this added to the core.
    Done. Pull request #4624 this have been done against 1.5.8 stream but i do not think it has changed since 1.5.7
    Currently in my git hub as brittainmark:Square_SCA_Compliance
    You will need the following files
    /includes/modules/pages/checkout_payment/jscript_square.php
    /includes/modules/payment/square.php
    overwrite the originals and it should work.

    Please note: This was done by @Rocketsites and @Congerman
    Mark Brittain
    http:\\innerlightcrystals.co.uk\sales\

  9. #9
    Join Date
    Aug 2009
    Posts
    38
    Plugin Contributions
    0

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Hi guys, I just made the changes to my site's square module, using the 2 files from brittainmark's git hub. However I'm having the same problem as MrPix in this thread: after entering card details, clicking "continue" does nothing.

    I get an error log as follows:

    PHP Warning: Undefined array key 0 in .../store/includes/modules/pages/checkout_payment/jscript_square.php on line 39

    line 39 is:

    Code:
    locationId: '<?php echo $location[1][0]; ?>',
    Removing the changes, the module works fine, but obviously no SCA prompt.

    I am using zen cart 1.5.7c and PHP 8.0.
    20th Century Glass - Antique & Collectable Glass Store

  10. #10
    Join Date
    Apr 2009
    Posts
    358
    Plugin Contributions
    2

    Default Re: The end of Zen Cart in Europe? SCA kills payments

    Do you have locations defined on your square account?
    In zen cart in configuration table my MODULE_PAYMENT_SQUARE_LOCATION = Inner Light Crystals:[xxxxxxxxxxxxx]:GBP
    where xxxxxxxxxxxxx is the square location id of my online store.

    You can check your value using sql -
    Code:
    SELECT * FROM configuration WHERE configuration_key = MODULE_PAYMENT_SQUARE_LOCATION
    if you use a prefix you will need to add it e.g. configuration = zen_configuration
    Mark Brittain
    http:\\innerlightcrystals.co.uk\sales\

 

 
Page 1 of 4 123 ... LastLast

Similar Threads

  1. v155 PSD2 Strong Customer Authentication (SCA) Cardinal Centinel payments service
    By veronicathecow in forum PayPal Website Payments Pro support
    Replies: 5
    Last Post: 7 May 2022, 05:00 PM
  2. v156 Square Payments - SCA update needed?
    By Heresy Miniatures in forum Built-in Shipping and Payment Modules
    Replies: 2
    Last Post: 21 Feb 2022, 12:57 AM
  3. v157 General question about PayPal plugins and SCA/PSD2 Europe UK
    By ianhg in forum PayPal Express Checkout support
    Replies: 4
    Last Post: 13 May 2021, 12:09 PM
  4. Is there anyway to use just the back end of zen cart?
    By bentmusic in forum Templates, Stylesheets, Page Layout
    Replies: 2
    Last Post: 4 Feb 2011, 05:28 PM
  5. Using zen cart with a flash front end
    By E Welsby in forum General Questions
    Replies: 1
    Last Post: 3 May 2007, 12:36 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
disjunctive-egg
Zen-Cart, Internet Selling Services, Klamath Falls, OR