After I saw this post, I tested it on my end. Unfortunately, my site has the same issue now. So in your shopping cart, if you click the PayPal Express Checkout button, the paypal landing page will still show the "checkout with debit/credit card" section below the PayPal login section. Click on that link, you can still fill your card & address info, but the "Continue" button below is changed to "Create Account & Continue". So you have to sign up a PayPal account then.
I tried to disable InContext in the zen cart settings, and comment out the code mentioned above, issue remains. I have not checked my Paypal account and maybe there is a settings under PayPal Account Optional. I found one similar discussion from the link below.
https://github.com/woocommerce/wooco...ment-542507503
But I don't really want to disable InContext because my customers typically will buy more than one item in one order, it is still unclear to me the quantity or product limit in the shopping cart if InContext is disabled.
I also find this issue may be related to the different computers or browsers. I tried Chrome, Firefox, Edge on computer #1 and I found this issue. Incognito mode is also tried with no difference. I tried firefox on computer #2 and it is good there, not "Created Account & Continue" any more. No file nor settings are changed during this test. I tried Chrome on computer #2 and the issue remains.
PayPal US customer.
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