PayPal Express Checkout with Payment by Credit/Debit Card

[RicM]

Hi,

I am using PayPal Express Checkout. I have changed the default configuration so that all three processing steps are completed within the store before handing off to Paypal to process the payment. After payment the user is returned to the store.

I am currently using a sandbox, so the differences I am noticing may be due to that.

I have a recollection that originally there was an option to pay by credit/debit card. Now I see that in addition to paying by an existing paypal account there is, on the left side of the screen, the option to create a PayPal account - which is not what I want.

Nor is there a "Don't have a PayPal account? Click here" ." button.

Can anyone set me straight: is there a setting or configuration that allows the user to pay via PayPal using a PayPal account OR by credit/debit card but isn't forced to create a new PayPal account if they don't already have one?

Thanks,
Ric