I like this idea, but want an optional fixed cost, no percentage, not related to weights/item quantity.
When I set this to true, it adds the 75p without any options to delete it, theres no tick box panel?

Changed the text so using the words 'UK Recorded Delivery' all I want is to have a 75p optional cost, and have set it as follows;

'Use Table rates' Not really but opted yes as it gives £0.00 otherwise in totals and no tick box for customer?
'Alternate Insurance Type' have used 'amount'
'Insurance Percentage' Dont want percentage so left blank
'Insurance Rate' Dont understand so left blank shows £0.00GBP
'Increment Amount' Dont understand left blank shows £0.00GBP
'Amount Exempt From Fee' Not required left blank shows £0.00GBP
'Required Insurance Amount' not required left blank shows £0.00GBP
Insurance Zone 1
'UK Only' (As set in my Zones bit under Admin prior to this installation)
Zone 1 Insurance Table
100:0.75

All the forum talk seems to be about US postage like Fedex and UPS? Any Brits here? What am I missing out.

PS this is using the latest version 3.2.0 and my Zones were all set and in use BEFORE this.