Resurrecting this necro thread.
Had anyone noticed that this module no longer works properly with ZC 1.5.3?
insurance used to be exempted in 1.5.1 and prior for Walk-In Store Pickup orders, but after upgrade to 1.5.3, insurance is now added for Walk-In store pickup orders. This is reproducible in both of my shopping carts of different stores.
I know this issue was addressed early in page 9 of this thread, but looks like it might have resurfaced.
Currently running Zen-Cat 1.5.3. Optional Shipping Insurance Module version 3.2.2

Live shopping cart is here: http://www.harajukuhearts.com/

Any help would be appreciated.