Ok I fixed some of the errors from my doing, the rest are javascript stuff which must be part of zen cart.
As for the payment info I could NOT figure out a way to add that text...
Do you know if *Payment Module* names have a character name count?
The only way I could add what I wanted was to replace the name of the module which was effecting the checkout success page.
I really would prefer to add the text instead of adding the text in a photo to fit it which isn't ideal or good quality but unless someone can advise how to I have to do the text image root.