@mprough @dbltoe If you can verify that this is truly a problem and not a misconfiguration in a storeowner's PayPal account, please post details and specifics so I can get the documentation updated.

https://docs.zen-cart.com/user/payme...s_credit_card/

Others: please bear in mind that the posted resolution of this issue (which is believed correct) is still dependent on PayPal not changing their minds and disallowing this configuration, which they could at any moment. *They could even do it on a store by store basis*.