Carlozdre, you are a superstar.
I just couldn't get my response from google to work and did not get any errors.
Although I find it hard to believe, in the end it was the chmod from 777 to 755 to googlecheckout dir that made it work!!! 777 exposes you but wouldn't think it would prevent it from working.

Anyway, thanks Carlozdre - you're a lifesaver.