hi yes when I use either the default or even another template all is OK ..which does lead mr to think it's is the all business template ..but I have even over ridden all the folders again to see if that fixes the issues ...damn why did I do this especially as I knew there was something wrong to begin with as as you said it was in the install grrrrrrrrrrrrrrrrrrrrrrrrrrrr
Delete these files:

includes/modules/all_business/product_listing.php
includes/modules/all_business/product_listing.php.bak
includes/templates/all_business/templates/tpl_modules_product_listing.php

and in the admin--configuration--product listing set it to rows.