Is there a Square / SquareUp payment module?

I've been setting up my website - revamping it from a standard HostGator one. I want more options than just Paypal (even if they can use a credit card through Paypal...maybe still avoid it).

So in looking at my options - I'm wondering if there's a way to get the payment information and process it using the SquareUp Device that I use for purchases that occur in person?

I've read a few things - but I'm not sure if there's an updated app/program that is approved to do this. I know the SquareUp company is okay with processing cards this way - I've checked on it. So I'm just wondering what that process would be to set that up.

Or are there other CC processors out there that you can recommend that doesn't charge a monthly fee? Since we don't have much activity so far online (mostly in person) I don't want to be paying for something that's not being used.

Thanks for any advice or help you can offer.

I would also like to know about the possibility of using square as a credit card processor for a zencart site. I currently use a online merchant account and I know that is the safest way to go but lately the lack of sales and the monthly fees and extra fees they seem to always tack on have me looking for a less expensive option.

It seems like that recently the zencart method of capturing CC information for offline processing is no longer up to par with the PCI guidelins. If that is the case is there any mod or way of collecting CC information for offline processing that is PCI accepted?

I appreciate anyones thoughts on this :-)

Just in case others are interested, the one way I found that you could collect cc info securely and process offline using something like square up would be to use a company like e-path .com .au. For a flat yearly fee they will collect the information for you securely and then you can process it offline. Does not help me as the yearly fee is a little more than what I pay for my current credit card merchant that uses authorize.net. So I will be staying with them for now and using the square up mobile processing for just that: "mobile processing" when I have a physical retail booth at an event.

Zencart Version: 1.50
PHP Version: 5.3.4
Operating System: Mac Snow Leopard Server

I currently use SQUARE for my business. It allows me to take a payment directly from client (card swipe) or type in card number by hand. Is there any modules or updates to Zen Cart that would allow the SQUARE setup and use? Pay Pal is $30/month. Just looking at my options for my store.

Any help would be appreciated.

The best way would be to see if they have an API system that a module could connect to.

Square does not have an API yet.

https://help.squareup.com/customer/portal/articles/159619-can-i-process-payments-online-

It's not designed for consumer-not-present situations such as ecommerce.

Kim & swguy,

Thanks for clarifying this.

Chad2012

Has anyone tried or used square? I am very interested in getting it hooked up to my cart. I doubt it will be something I will need help with. I am looking for someone that can install it for me. I'm tired of a credit card billing service charging $600.00 in just fees every month.

The Website: https://squareup.com/?sro=1

According to square's website, they don't currently offer an API for ecommerce websites.

You can manually enter data to square. They will charge 3.5% (plus $.15 per sale) versus the 2.75% for swipes. That is WAY cheaper than what you wind up paying for merchant services. I found that, being VERY diligent about debit versus credit transactions, I wound up paying 4.67% with all fees lumped together. One person paid over 6% because they didn't bother with the debit/credit.

The problem is getting the data from Zen Cart in compliance with PCI et al.

If Conor were still alive, I'm reasonably sure he would have made his manual card mod more secure.

I didn't figure out the percentage I have been paying, but my Wife told me we paid $600.00 last month just in fees and we're just a mom and pop outfit. If anyone figures out a way to make square work on the cart, I'll be his first customer.

Thanks...

lookup propay.com they have a smartphone reader, virtual terminal and a zen cart plugin.

Thanks, I'm doing that right now.

Well, I just looked up Propay and discovered that they are a TSYS company. That's the company that is stealing from me now.

Do you know if you are on a tiered plan or interchange plus plan? Most likely, you are on a tiered plan where you have 3 different tiers depending upon CC rewards type. Debit cards should process as debit and rates adhere to the Durbin amendment.

What most processors do not volunteer is interchange plus plans. Depending upon your volume, you could qualify for interchange PLUS 0.25% + 0.00 swipe. Since each cardtype is different, you pay the interchange rate associated with each different rewards card plus 0.25%. All inclusive, Auth.net fees, plus interchange plus Processor, a monthly average below 3% is common even with a few Amex cards thrown into the mix.

If you are processing a higher volume, PayPal WPP is more competitive than any merchant processor. You can get it down to their lowest quoted rate (2.2%). As with any other merchant account, PayPal WPP requires quarterly PCI scanning certificate which has only been a matter of scheduling an on-demand scan on the first of every month.

The Wife understood that a lot better than I did. She takes care of the finances. We are a small company and probably wouldn't qualify for any big discounts. We do accept Paypal and pay around 3.5%.

1speedbump:

We are a small company and probably wouldn't qualify for any big discounts. We do accept Paypal and pay around 3.5%.

Everyone starts off that way. If you have over $50K credit card sales, interchange plus should be within your grasp. The worst anyone can tell you is "No". The interchange plus accounts are not as lucrative as the tiered plans; thus the reason those plans are not volunteered.

I have not found a processor that doesn't offer them.

Oh no, I started back in the 70's, I wish I could just go home and forget the whole thing; but that's not in the cards.

I'll have her check into what you said.

swguy:

Square does not have an API.

https://help.squareup.com/customer/portal/articles/159619-can-i-process-payments-online-

It's not designed for consumer-not-present situations such as ecommerce.

Now that Square does have an API, has anyone touched on this ???
https://connect.squareup.com/docs/api