We REQUIRE insurance, it is not optional. But of course you don't need insurance if you are picking up the item and not using a shipper.

I don't know how to stop this module from adding insurance to store pickup. Again, just super surprised that the concept of insurance was somehow left out of ZenCart. I appreciate Jen's 3rd party module... at least I can include insurance now, even if I look like a dork for charging insurance on a store pickup. :)

- Scott