Hi Matt,
Thanks so much for your help on this.
I disabled the newsletter option in admin->configuration->customer details. The COWA form cleared the newsletter option, but the "sign-up for account" form did not.
Nonetheless I removed the HTML and Text-only options for the COWA form by going to includes/templates/mytemplate/templates/tpl_modules_no_account.php and commenting out:
Code:
<?php echo zen_draw_radio_field('email_format', 'HTML', ($email_format == 'HTML' ? true : false),'id="email-format-html"') . '<label class="radioButtonLabel" for="email-format-html">' . ENTRY_EMAIL_HTML_DISPLAY . '</label>' . zen_draw_radio_field('email_format', 'TEXT', ($email_format == 'TEXT' ? true : false), 'id="email-format-text"') . '<label class="radioButtonLabel" for="email-format-text">' . ENTRY_EMAIL_TEXT_DISPLAY . '</label>'; ?>
That worked perfect. I am still working on the create accounty page and will keep an update on my progress. 
MC
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