Ok I just got off the phone with Bluehost and yes you are correct I have installed the ZC thru them thinking it would be less difficult then me spending 4 hours uploading all the files - I have found the insturctuction on tutorial to install on live server it is great - and I think I am almost there but there are some glitches that I think I need to fix.
First some confusion of termology - According to BH the 'database' is only one file that is something like *****.sql . He said all I need to do is to find that file /folder and upload it by the myphpadmin import command. But on the tutorial instructions step 4 says - Create a database on the new server, so that you have a place for you zencart data to be stored.

Because I had not found that wonderful tutorial before I started - in my myphpadmin the dropdown database is named differently than my database on my computer. BH said that 'database' was not files but tables. And I am going to assume this will be a problem I will need to fix. but how I am not sure.

Where I thought that my database included all the changes and override files and folders - my master folder where all my customization goes is mystore on my ciomputer. I have uploaded it in the same path as on my computer in the htdocs.
All my fixes and change of admin is in mystore folder which is not being recognized - this is the only folder I have uploaded after BH preformed the install.
zc_install is located within this folder.

TIA