Payflow? Should I stay should I go?

**RoutersWholesale** · 10 May 2010, 09:30 PM

Hi guys

Looking to get some input as to I should install it in my payment modules or should I pass ?
Is it widely used?
How do I go about it ? Through Paypal or direct ?

**Kim** · 10 May 2010, 10:42 PM

When you are looking to accept credit cards, you need to evaluate based on your business. Look at the fees associated with the merchant account, how quickly your money is available, the ease of integrating the solution, etc.

**DrByte** · 11 May 2010, 12:14 AM

To add to Kim's advice, I'll clarify a piece of information you didn't mention:

PayPal offers several kinds of services:
a) pay via PayPal -- where customers visit the PayPal site and supply their credit card/payment information there before returning to your site to complete the sale.
Customers have the option of paying with their credit card, or if they also have a PayPal account, then they can optionally use their PayPal funds to make payment as well.
PayPal Express Checkout or their older less-sophisticated Website Payments Standard services offer this funcitonality.

b) as direct card-entry within your website -- where your site collects their payment card details and processes the credit card in the background thru paypal while the customer waits for mere seconds. The customer NEVER knows that PayPal was involved in the transaction. You must have your own SSL certificate on your site for this.
Payflow Pro and PayPal Website Payments Pro both offer this service. PayPal's website can give more details on the pricing.

**RoutersWholesale** · 11 May 2010, 10:13 AM

Thanks all for replying.
I was set up with paypal pro payment and I thought i was missing out on one's option for payment that would have been brodely used.
Again thank you for the responses.

**badarac** · 18 May 2010, 06:50 PM

Originally Posted by RoutersWholesale

Thanks all for replying.
I was set up with paypal pro payment and I thought i was missing out on one's option for payment that would have been brodely used.
Again thank you for the responses.

Payflow is Paypal's gateway solution (formerly verisign) which allows you to use their gateway along with your merchant bank. Payflow Pro is basically the same as website payments pro where they provide both the gateway and merchant bank services. I use Payflow Pro and I would recommend staying with website payments pro if you already have it. Support for the payflow pro payment module is not nearly as good as website payments pro which is bundled into the base zen cart. Just my 2 cents