Conor,

I certainly appreciate the work you have done on the Ceon Manual Card module. I have installed it on a couple of sites and my customers like the way it works.

I will not participate in a Forum Spat however, as for your concerns, they are a bit off the mark, to wit;

Quote Originally Posted by conor View Post
Because it would be GROSS NEGLIGENCE to have all the details in an e-mail.
I have never said, "have all details in an email"

Quote Originally Posted by conor View Post
.......customer's card details is so unimportant to you then you really shouldn't shouldn't be running an online store.
I have never said the card details were unimportant to me and I do not run a store and never have.

I have installed dozens of stores for others with multiple payment options. A couple of them (having done joint business for over 10 years with them) have asked for the change due to the regulation changes of 2010 and the recent upgrades by ZC.

I have registered the companies with Merchant service providers and told my customers the pit falls of modifying the code. I assured them that I would speak openly and honestly with any Merchant Service Provider about their account. Which I have done.

Quote Originally Posted by conor View Post
.......or you'll be paying thousands of pounds/dollars in fines for breaking the law/terms and conditions of your merchant account.
After reading the Merchant Terms and talking to the Merchant Service Provider about their terms, the conclusion is this, "by the Letter of the Terms/Law" there is no violation when the middle digits are missing. I will agree that "by the Intent of the Terms/Law" it is a little gray. The Merchant Service Provider regulations are still evolving. It is probably a matter of time till they tighten up more.

Quote Originally Posted by conor View Post
For anyone else reading:

NO ONE SHOULD SEND MORE CARD NUMBER INFORMATION BY E-MAIL THAN IS ALREADY PRESENT IN THE E-MAILS GENERATED BY CEON MANUAL CARD. Do NOT apply the above change!

All the best..

Conor
ceon
I appreciate your concerns however the customer has elected to make the changes, has been notified of the risks and accepted the risks which are recorded via archived email.

I am sure that the first time their Merchant Service Provider clears their throat I will get a call to change it back or make some other modification.

As with most regulations, the door is not slammed shut on implementation day. It takes a while for everyone to adjust their business model. I'm sure there are many who have not fully implemented the 2010 CC Merchant regulations.


Thanks again for your Ceon Manual Card.