National Merchant Bancard

I signed up with Zencart's partner last year and ended up with Linkpoint. I haven't really launched my store yet. Most of my business is still on ebay, and I've taken the occasional phone order and used the virtual terminal. I'm getting sick of the fees and higher rates. Over 4.5% for my last virtual terminal transaction.

I was considering going the Paypal WPP route, but saw several posts pointing out they are not a "bank" and thus not subject to the regulations in place to protect us. And then I just realized Zencart's partner is now with Authorize.net.

So, anyone that has them, what are the rates for transactions via Zencart? Rates via Virtual Terminal?

I'd really appreciate any info you could provide.

Thanks in advance!
-Ed

The rates are listed on the partner page link for them

They have a toll-free number, perhaps a phone call would be in order? :D