CC is being captured and authorized. Should only be Captured.

My Shipping modules Authorize.net SIM is set to just capture. I went through the live process and got to the Authorize.net page to enter my cc info. I thought that it would only capture the cc info and then I charge it later. BUT THE money has already been taken out of my account. Any thoughts on this? Please help
THANKS!

You're misunderstanding the meanings of the terms:
"Authorize" means to authorize the transaction, but not capture money. Sometimes also called "Pre-Authorize".
"Capture" means to capture the money from the credit card and transfer it to the merchant, completing the payment in full.

when you authorize, I believe it checks for available funds. So if you use a Debit Card it may put a temp hold on the funds. so it would look like it was being charged.

I am not 100% sure on this, but think it works that way