I have unchecked the credit card show in the section you have said and they are still showing as a method of payment.
Below is a look at what it kind of looks like, as you can see i have discounts and gift certs showing as well that also aren't turned on in my admin section..
Discount Coupon
Please type your coupon code into the box next to Redemption Code. Your coupon will be applied to the total and reflected in your cart after you click continue.
Please note: you may only use one coupon per order.
Redemption Code
Gift Certificates
To use Gift Certificate funds already in your account, type the amount you wish to apply in the box that says 'Apply Amount'. You will need to choose a payment method, then click the continue button to apply the funds to your shopping cart.
If you are redeeming a new Gift Certificate you should type the number into the box next to Redemption Code. The amount redeemed will be added to your account when you click the continue button.
Redemption Code
Payment Method We accept:
Please select a payment method for this order.
Credit Card
Card Owner's Name:
Card Number:
Expiration Date:
CVV Number (More Info)
Check/Money Order
Checkout with PayPal Save time. Check out securely.
Pay without sharing your financial information.
Special Instructions or Order Comments
Continue to Step 3
Soulkreed
http://www.soulkreed.com
All Over Prints