How to realize bank transfer in Sweden?

using the direct bank deposit addon, can I realize bank transfer? How? Thanks

Also, I have a bank account of Sweden and I wanna install VISA & Mastercard payment on my web store. My question is :after installing the credit card module, should I apply for the payment channel from the bank? or I can use it directly?

fanisme:

using the direct bank deposit addon, can I realize bank transfer? How? Thanks

Also, I have a bank account of Sweden and I wanna install VISA & Mastercard payment on my web store. My question is :after installing the credit card module, should I apply for the payment channel from the bank? or I can use it directly?

You will need a PAYMENT GATEWAY: See: http://www.zen-cart.com/downloads.php?do=file&id=247

Thanks. That means I should install "credit card addon" and the payment gateway, and I have no need to go to the bank, right?
One more question: the description of "CertiTrade Credit Card Payments - Sweden" show the currency is SEK, does that means I just can receive the payment with SEK? How can I also receive other currency (euro,USD,pound etc.)?

fanisme:

Thanks. That means I should install "credit card addon" and the payment gateway, and I have no need to go to the bank, right?Wrong.
You need to talk to your bank to get the answers to your questions.

Collecting payment from credit cards requires a processing gateway to do the transaction, and that gateway company will then deposit the collected money into your bank account. There is a fee for that service, and your bank may only work with certain gateway services. You need to talk to your bank for that information.

Your bank can also explain what your options are regarding alternate currencies in conjunction with credit card payment gateway services.

Summary: talk to your business bank account manager. They can give you answers specific to YOUR questions and YOUR business and YOUR bank account.