Credit card option appears

Hello all,

I installed the Paypal Express option....when I go to checkout I am presented with 2 options....1 for Paypal....and 1 for a Credit card.

If you select the credit card option....does it actually go through a normal credit cart transaction or does it direct them to an internal Paypal page that USES their credit card?

I'm not planning on accepting credit cards outright....I want to funnel everything through PP...... Is this what I'm seeing or is this going to send me off to the credit card site?

Thanks

MM

Music Man:

Hello all,

I installed the Paypal Express option....when I go to checkout I am presented with 2 options....1 for Paypal....and 1 for a Credit card.

If you select the credit card option....does it actually go through a normal credit cart transaction or does it direct them to an internal Paypal page that USES their credit card?

I'm not planning on accepting credit cards outright....I want to funnel everything through PP...... Is this what I'm seeing or is this going to send me off to the credit card site?

Thanks

MM

what options are enabled (green circle) for modules->payments?

To only process through PayPal, then only PayPal (hopefully express) should be green. Other options will offer, well other options...

PayPal Express does not add a second or more selection into the checkout_payment page...

mc12345678:

what options are enabled (green circle) for modules->payments?

To only process through PayPal, then only PayPal (hopefully express) should be green. Other options will offer, well other options...

PayPal Express does not add a second or more selection into the checkout_payment page...

Well.....only PayPal Express checkout and check/money order are green....but when I go to 'sandbox' I can see the option to choose a credit card..... I wonder if, since I had to choose a credit card type to create the sandbox personal account, it's picking that up.??

I just went back and placed an order and used the credit card option. I'm in the sandbox and the purchase went through.....it showed a sale in my sandbox business account....but there is no record in the corresponding private account that any activity took place..... However if I make the purchase through the PayPal link the private account DOES show the money transfer.

Am I missing a tick box or something to turn off the credit card option?

If the only payment methods that you have enabled are PayPal Express Checkout and Check/Money Order, you should not be seeing a credit card option.

I've seen quite elegant hacks before that will "open up" a credit-card look-alike entry where they subsequently email themselves the credit card credentials ...

Are you talking a zencart payment window or a PayPal payment window which shows the "Sign into PP account" option and also a "Pay Using Credit Card" option below the PP signin?

I would attach an image but I get a message stating I have exceeded my quota and no option to remove anything.

RixStix:

Are you talking a zencart payment window or a PayPal payment window which shows the "Sign into PP account" option and also a "Pay Using Credit Card" option below the PP signin?

I would attach an image but I get a message stating I have exceeded my quota and no option to remove anything.

Yeah....what you said. in the second sentence. (PayPal pmt window with option for CC below the PP signin)

Music Man:

Hello all,

I installed the Paypal Express option....when I go to checkout I am presented with 2 options....1 for Paypal....and 1 for a Credit card.

If you select the credit card option....does it actually go through a normal credit cart transaction or does it direct them to an internal Paypal page that USES their credit card?

I'm not planning on accepting credit cards outright....I want to funnel everything through PP...... Is this what I'm seeing or is this going to send me off to the credit card site?

Thanks

MM

Music Man:

Yeah....what you said. in the second sentence. (PayPal pmt window with option for CC below the PP signin)

To close the loop on this then, the credit card information will be processed by PayPal, you will only get a transaction identifier that they can link to the payment and associated details. You will not receive the actual credit card information as part of the transaction.

So, as described this is not an outright hack.

Help at all? Or still concerned about credit card processing and your payment method(s)?

mc12345678:

To close the loop on this then, the credit card information will be processed by PayPal, you will only get a transaction identifier that they can link to the payment and associated details. You will not receive the actual credit card information as part of the transaction.

So, as described this is not an outright hack.

Help at all? Or still concerned about credit card processing and your payment method(s)?

Well.....it sounds like RixStix might be implying that it's coming from PayPal....if that's the case then is it just their way of processing a credit card through PayPal? If that's the case then, yes, the loop sounds closed.....

Music Man:

Well.....it sounds like RixStix might be implying that it's coming from PayPal....if that's the case then is it just their way of processing a credit card through PayPal? If that's the case then, yes, the loop sounds closed.....

Does it look something like this (but more than likely a little different as in not having the shadow box around it)?:
Attachment #15139

I had a hunch that what you were seeing was PP related instead of ZC payment related.

That is the PayPal marketing dept way of getting merchants to advertise "Pay using CC, no PP account required". What they do not openly disclose is that option is only available for the first 10 uses of the email address. After 10 uses, a PP account creation IS REQUIRED. Your store may just be lucky enough to be the 11th time the email address is used and you advertise No PP account required to use a CC, you will have a lost sale, grumpy customer or some explaining to do.

I do understand PP is in business to make money from processing fees & they make significantly less from a CC transaction because they incur gateway fees.

I wish they would be more upfront about the policy. 10 uses applies to USA. The policy may be different in other areas.

That's the screenshot that I was trying to include. Tnx.

mc12345678:

Does it look something like this (but more than likely a little different as in not having the shadow box around it)?:
Attachment #15139

actually here's a screenshot of the pertinent items.....

Attachment #15144

RixStix:

I had a hunch that what you were seeing was PP related instead of ZC payment related.

That is the PayPal marketing dept way of getting merchants to advertise "Pay using CC, no PP account required". What they do not openly disclose is that option is only available for the first 10 uses of the email address. After 10 uses, a PP account creation IS REQUIRED. Your store may just be lucky enough to be the 11th time the email address is used and you advertise No PP account required to use a CC, you will have a lost sale, grumpy customer or some explaining to do.

I do understand PP is in business to make money from processing fees & they make significantly less from a CC transaction because they incur gateway fees.

I wish they would be more upfront about the policy. 10 uses applies to USA. The policy may be different in other areas.

That's the screenshot that I was trying to include. Tnx.

Thanks Rick....I appreciate the verification. I'm a bit surprised that this isn't a common question.... Apparently you noticed it also.