Square Payment Module for Zen Cart [Support Thread]

Short answer: no, as of today March 31 2021 the Square module (currently at v1.5) doesn't yet support SCA or PSD2.

It's on a long list of things that all claim to be "urgent" and "time sensitive" but there are only so many hours in a day, and I have to spend time on paid projects as first priority.

Note: SCA is presently primarily for the European market, but associated technologies like 3D Secure v2 and other PSD2 features are being explored globally.

DrByte:

Short answer: no, as of today March 31 2021 the Square module (currently at v1.5) doesn't yet support SCA or PSD2.

It's on a long list of things that all claim to be "urgent" and "time sensitive" but there are only so many hours in a day, and I have to spend time on paid projects as first priority.

Note: SCA is presently primarily for the European market, but associated technologies like 3D Secure v2 and other PSD2 features are being explored globally.

I hope it can be integrated in the near future, but fully understand paid work comes first.

Since switching our small family business website over to square six months ago, our customers have really appreciated it. We now process hardly any payments via paypal like we used to. Plus the fees are so much cheaper.

Hi, I have just received this from square and I ask if anyone can sort this for us Square users. I am willing to pay if needed

If you do not take these steps by 1st June, your customers will likely face bank declined payments and chargebacks. This deadline is to help you avoid an influx of customer disputes and negative feedback.

Congerman:

Hi, I have just received this from square and I ask if anyone can sort this for us Square users. I am willing to pay if needed

If you do not take these steps by 1st June, your customers will likely face bank declined payments and chargebacks. This deadline is to help you avoid an influx of customer disputes and negative feedback.

Also had this email from Square. Any news on when the ZC pligin will be updated? Really don't want to have to go back to PayPal & losing those customers/bsuinesses that won't pay with paypal, especially now everything is so much harder since the world went crazy.

The new email seems a litle more urgent. :no:

This is the final reminder that there are a few required steps you need to complete by 1st June 2021 to protect your customers from bank declined payments and chargebacks.

Why? As required by the Payment Services Regulations 2017, all businesses offering online card payments on their website or app must use at least two methods of authentication to verify payments. This is intended to enhance the security of electronic payments and limit fraud during the checkout.

What do I do? Businesses and Partners that use Square’s developer products must update their Square Payment Form integration following this guide. This includes those using the Square Payment Form and Connect V2 APIs. Businesses using Square Online, Square Online Checkout and Square Invoices do not need to make any changes.

What if I miss the deadline? If you do not take these steps by 1st June, your customers will likely face bank declined payments and chargebacks. This deadline is to help you avoid an influx of customer disputes and negative feedback.

John Large:

Also had this email from Square. Any news on when the ZC pligin will be updated? Really don't want to have to go back to PayPal & losing those customers/bsuinesses that won't pay with paypal, especially now everything is so much harder since the world went crazy.

The new email seems a litle more urgent. :no:

It seems to me to be less urgent. The deadline for the first warning was 1st May, now we have until 1st June - not sure what the final deadline will be. The Devs will be all over this, no doubt.

simon1066:

It seems to me to be less urgent. The deadline for the first warning was 1st May, now we have until 1st June - not sure what the final deadline will be. The Devs will be all over this, no doubt.

The date is less pressing I admit, allowing an extra month for implementation, but the fact that they are now saying > "What if I miss the deadline? If you do not take these steps by 1st June, your customers will likely face bank declined payments and chargebacks." is quite concerning. If these chargebacks happen after goods are dispatched it will be quite easy to run up losses. They aren't clear at what stage this chargeback will happen. This line specifically is concerning

This deadline is to help you avoid an influx of customer disputes and negative feedback.

The "will likely face bank declined payments and chargebacks" line is indeed alarmist wording.

It would be more accurate to replace "and chargebacks" with "and you won't benefit from the chargeback protection that the SCA policies will give you", because customers will have already been required by their bank to provide their own personal password for their credit card during their actual purchase.

I'm not denying that it's a bad situation.
An upgrade is needed. Just requires time to spend on it. And may require using only the latest Zen Cart version (ie: might be hard to backport to older versions).

Out of curiosity, does anyone else get an excessive amount of payment declines with this module?

Specifically, I tend to get alot of declines with people trying to use visa debit cards or mastercard debit cards. Or is this just a quirk of how these types of "hybrid" cards just don't count as credit cards on Square's end?

I still regularly get declines from US-based customers using US-based credit cards who I then have to instruct to contact their CC issuer to allow international transactions, then after they do so, their cards work, but that's just a US CC issuer security measure that's been killing sales regularly.

Northfur:

Out of curiosity, does anyone else get an excessive amount of payment declines with this module?

Specifically, I tend to get alot of declines with people trying to use visa debit cards or mastercard debit cards. Or is this just a quirk of how these types of "hybrid" cards just don't count as credit cards on Square's end?

I still regularly get declines from US-based customers using US-based credit cards who I then have to instruct to contact their CC issuer to allow international transactions, then after they do so, their cards work, but that's just a US CC issuer security measure that's been killing sales regularly.

Hi

Don't know if "excessive" is the word, but certainly we've seen quite a few. I'm Australian based and have had numerous complaints from overseas customers unable to pay. While some have been US based, pretty sure I've had European as well.

That said it doesn't seem as bad as when we used paypal.

Is there a reason why square refunds are not recorded in the square_payment table on the database? It makes it hard to reconcile order details with the square information.
Another thing that might me useful would be to add the transaction amount similar to paypal.
Then if you really wanted to make it easy you could complete the action field with sale or refund.
Finally I noticed that transaction_id and tender_id are now stored in payment_id and sq_order. I assume this is a permanent change?

I've tried re-styling the input fields of the square up module as it says here https://www.zen-cart.com/content.php?349-Square-Payments-for-Zen-Cart

"The styling of the Square input fields is different from the rest of my payment input fields."
The module contains some CSS markup in the very bottom of the /includes/modules/pages/checkout_payment/jscript_square.php file, intended to create uniformity for the custom fields Square creates. For 99% of stores you will NOT need to change this; but in rare cases you may want to alter this CSS slightly to suit your needs.

However it is not seeing the updated styles?

My styles are below:

```html

Sometimes I forget to clear my cache after changes.

marton_1:

Sometimes I forget to clear my cache after changes.

I've tried that

Nick1973:

I've tried that

I've also tried it in a different browser and they are still the same as the default styles

If you go into your website, right-click your mouse, then click on "inspect" do you see the new/changed CSS?

marton_1:

If you go into your website, right-click your mouse, then click on "inspect" do you see the new/changed CSS?

No, that is my point though. The changed CSS is in the document, however it hasn't changed the css

Nick1973:

No, that is my point though. The changed CSS is in the document, however it hasn't changed the css

You haven't listed the other mods you have installed, but if you are using OPC then I suspect you need to edit the jscript_square.php in pages/checkout_one

simon1066:

You haven't listed the other mods you have installed, but if you are using OPC then I suspect you need to edit the jscript_square.php in pages/checkout_one

I have OPC installed and jscript_square.php is already in the directory 'checkout_one' where it should be. However, it is currently disabled because I have a different issue with it and am in contact with Cindy who developed it about that issue.

jscript_square.php is also in 'checkout_payment'

DrByte:

I'm not denying that it's a bad situation.
An upgrade is needed. Just requires time to spend on it. And may require using only the latest Zen Cart version (ie: might be hard to backport to older versions).

Good morning Zen Cart team. Does anyone have this update in hand as it appears that we need to implement it within the next 7 days?

I would hate to go back to using Nochex if I get issues with the existing plugin

Regards, Congerman

Congerman:

Good morning Zen Cart team. Does anyone have this update in hand as it appears that we need to implement it within the next 7 days?

I would hate to go back to using Nochex if I get issues with the existing plugin

Regards, Congerman

The whole situation is tedious.

I used Stripe for a long time but the zen cart plugin does not support 3-D Secure 2 integrated which is the SCA solution for card payments.

I have recently tried mypos and paylike which do support this but their plugins do not work correctly with my installation of 157b & PHP 7.4, in both cases, I can make a test payment but the redirect to my website fails.

BTW, this is just a moan, Square Payment Module is not offered in my country so no need to update it for me.